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Univest Bank and Trust Co.
Univest Bank and Trust Co.
| RSSD ID 354310 | CERTIFICATE 7759 | ABA NUMBER 31913438 |
| 790 Route 113 |
Quarter Ended : |
2025-12-31 |
| Souderton, Pennsylvania, 18964 |
Updated : |
2026-01-29 |
| www.univest.net |
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| Institution Profile |
| Year Opened : |
1876 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
51 |
Number of Employees : |
841 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 8,404,657 |
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Total Interest Income | 430,368 |
| Total Liabilities | 7,497,602 |
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Total NonInterest Income | 90,232 |
| Total Bank Equity Capital | 907,055 |
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Total Interest Expense | 180,819 |
| Total Deposits | 7,199,956 |
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Total NonInterest Expense | 198,733 |
| Net Loans & Leases | 6,826,639 |
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Net Income | 103,267 |
| Loan Loss Allowance | 88,165 |
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Net Charge Offs | 11,118 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 846,416 |
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Total loans | 6,617,550 |
| Total assets for the leverage ratio | 8,356,500 |
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Loans secured by real estate: | 5,497,817 |
| Tier 1 Leverage Ratio | 9.07 |
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Commercial and industrial loans | 939,461 |
| Tier 1 Capital Ratio | 10.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.97 |
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Loans to individuals - Other | 13,023 |
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