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 PeopleFirst Bank
PeopleFirst Bank
| RSSD ID 3548763 | CERTIFICATE 58597 | ABA NUMBER 71926692 |
| 3100 Theodore St |
Quarter Ended : |
2025-12-31 |
| Joliet, Illinois, 60435 |
Updated : |
2026-01-27 |
| www.peoplefirstbank.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 264,317 |
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Total Interest Income | 13,837 |
| Total Liabilities | 233,820 |
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Total NonInterest Income | 4,762 |
| Total Bank Equity Capital | 30,497 |
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Total Interest Expense | 5,445 |
| Total Deposits | 216,384 |
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Total NonInterest Expense | 7,575 |
| Net Loans & Leases | 173,061 |
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Net Income | 2,610 |
| Loan Loss Allowance | 2,310 |
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Net Charge Offs | 2,057 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 32,930 |
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Total loans | 175,153 |
| Total assets for the leverage ratio | 260,686 |
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Loans secured by real estate: | 160,897 |
| Tier 1 Leverage Ratio | 11.75 |
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Commercial and industrial loans | 12,900 |
| Tier 1 Capital Ratio | 16.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.63 |
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Loans to individuals - Other | 70 |
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:· PeopleFirst Bank
