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PeopleFirst Bank
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PeopleFirst Bank
| RSSD ID 3548763 | CERTIFICATE 58597 | ABA NUMBER 71926692 |
| 3100 Theodore St |
Quarter Ended : |
2026-03-31 |
| Joliet, Illinois, 60435 |
Updated : |
2026-04-15 |
| www.peoplefirstbank.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 244,442 |
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Total Interest Income | 3,319 |
| Total Liabilities | 213,669 |
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Total NonInterest Income | 986 |
| Total Bank Equity Capital | 30,773 |
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Total Interest Expense | 1,260 |
| Total Deposits | 191,336 |
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Total NonInterest Expense | 2,119 |
| Net Loans & Leases | 173,271 |
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Net Income | 630 |
| Loan Loss Allowance | 2,346 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 33,373 |
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Total loans | 176,084 |
| Total assets for the leverage ratio | 256,595 |
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Loans secured by real estate: | 168,224 |
| Tier 1 Leverage Ratio | 12.1 |
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Commercial and industrial loans | 7,966 |
| Tier 1 Capital Ratio | 16.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.01 |
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Loans to individuals - Other | 65 |
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