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 Carolina Bank & Trust Co.
Carolina Bank & Trust Co.
| RSSD ID 355120 | CERTIFICATE 16723 | ABA NUMBER 53207216 |
| 112 Main St |
Quarter Ended : |
2025-12-31 |
| Lamar, South Carolina, 29069 |
Updated : |
2026-01-21 |
| www.carolinabank.net |
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| Institution Profile |
| Year Opened : |
1936 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 886,375 |
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Total Interest Income | 42,874 |
| Total Liabilities | 780,873 |
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Total NonInterest Income | 3,641 |
| Total Bank Equity Capital | 105,502 |
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Total Interest Expense | 11,661 |
| Total Deposits | 774,283 |
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Total NonInterest Expense | 16,989 |
| Net Loans & Leases | 580,179 |
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Net Income | 12,293 |
| Loan Loss Allowance | 8,170 |
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Net Charge Offs | 1,916 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 114,684 |
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Total loans | 586,663 |
| Total assets for the leverage ratio | 857,776 |
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Loans secured by real estate: | 478,675 |
| Tier 1 Leverage Ratio | 12.58 |
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Commercial and industrial loans | 97,533 |
| Tier 1 Capital Ratio | 19.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.17 |
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Loans to individuals - Other | 9,169 |
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:· Carolina Bank & Trust Co.
