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First National Bank
First National Bank
| RSSD ID 355858 | CERTIFICATE 14712 | ABA NUMBER 91400525 |
| 307 E Hustan Ave |
Quarter Ended : |
2025-12-31 |
| Fort Pierre, South Dakota, 57532 |
Updated : |
2026-01-22 |
| www.firstnationalbanks.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
212 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,073,342 |
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Total Interest Income | 159,244 |
| Total Liabilities | 1,619,329 |
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Total NonInterest Income | 51,013 |
| Total Bank Equity Capital | 454,013 |
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Total Interest Expense | 24,872 |
| Total Deposits | 1,571,391 |
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Total NonInterest Expense | 77,130 |
| Net Loans & Leases | 1,440,671 |
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Net Income | 41,311 |
| Loan Loss Allowance | 80,811 |
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Net Charge Offs | 56,222 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 433,550 |
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Total loans | 1,521,811 |
| Total assets for the leverage ratio | 2,035,921 |
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Loans secured by real estate: | 1,082,450 |
| Tier 1 Leverage Ratio | 20.27 |
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Commercial and industrial loans | 164,574 |
| Tier 1 Capital Ratio | 25.5 |
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Loans to individuals - Credit Cards | 195,025 |
| Total Capital Ratio | 26.8 |
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Loans to individuals - Other | 5,158 |
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