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 Citizens State Bank
Citizens State Bank
| RSSD ID 356239 | CERTIFICATE 10474 | ABA NUMBER 71108106 |
| 102 W Main St |
Quarter Ended : |
2025-09-30 |
| Lena, Illinois, 61048 |
Updated : |
2025-10-21 |
| www.csbnow.com |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 447,664 |
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Total Interest Income | 16,691 |
| Total Liabilities | 403,731 |
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Total NonInterest Income | 1,869 |
| Total Bank Equity Capital | 43,933 |
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Total Interest Expense | 5,592 |
| Total Deposits | 400,274 |
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Total NonInterest Expense | 7,258 |
| Net Loans & Leases | 280,635 |
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Net Income | 4,638 |
| Loan Loss Allowance | 3,523 |
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Net Charge Offs | 216 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 49,474 |
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Total loans | 281,641 |
| Total assets for the leverage ratio | 449,141 |
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Loans secured by real estate: | 138,411 |
| Tier 1 Leverage Ratio | 10.23 |
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Commercial and industrial loans | 31,441 |
| Tier 1 Capital Ratio | 16 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.22 |
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Loans to individuals - Other | 11,610 |
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:· Citizens State Bank
