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 Citizens State Bank
Citizens State Bank
| RSSD ID 356239 | CERTIFICATE 10474 | ABA NUMBER 71108106 |
| 102 W Main St |
Quarter Ended : |
2025-12-31 |
| Lena, Illinois, 61048 |
Updated : |
2026-01-22 |
| www.csbnow.com |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 497,871 |
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Total Interest Income | 22,312 |
| Total Liabilities | 451,072 |
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Total NonInterest Income | 2,624 |
| Total Bank Equity Capital | 46,799 |
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Total Interest Expense | 7,485 |
| Total Deposits | 447,671 |
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Total NonInterest Expense | 9,611 |
| Net Loans & Leases | 292,979 |
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Net Income | 6,541 |
| Loan Loss Allowance | 2,090 |
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Net Charge Offs | 1,724 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 50,044 |
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Total loans | 285,424 |
| Total assets for the leverage ratio | 457,080 |
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Loans secured by real estate: | 139,819 |
| Tier 1 Leverage Ratio | 10.48 |
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Commercial and industrial loans | 30,338 |
| Tier 1 Capital Ratio | 15.08 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.76 |
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Loans to individuals - Other | 11,056 |
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:· Citizens State Bank
