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 Citizens State Bank
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Citizens State Bank
| RSSD ID 356239 | CERTIFICATE 10474 | ABA NUMBER 71108106 |
| 102 W Main St |
Quarter Ended : |
2026-06-30 |
| Lena, Illinois, 61048 |
Updated : |
2026-07-21 |
| www.csbnow.com |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 453,297 |
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Total Interest Income | 11,859 |
| Total Liabilities | 410,635 |
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Total NonInterest Income | 1,370 |
| Total Bank Equity Capital | 42,662 |
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Total Interest Expense | 3,530 |
| Total Deposits | 407,476 |
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Total NonInterest Expense | 5,057 |
| Net Loans & Leases | 299,312 |
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Net Income | 4,027 |
| Loan Loss Allowance | 2,533 |
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Net Charge Offs | (23) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 47,012 |
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Total loans | 299,205 |
| Total assets for the leverage ratio | 463,703 |
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Loans secured by real estate: | 140,939 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 31,253 |
| Tier 1 Capital Ratio | 14.01 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.82 |
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Loans to individuals - Other | 9,320 |
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:· Citizens State Bank
