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 Davis Trust Company
Davis Trust Company
| RSSD ID 357526 | CERTIFICATE 2453 | ABA NUMBER 51501134 |
| 227 Davis Ave |
Quarter Ended : |
2025-09-30 |
| Elkins, West Virginia, 26241 |
Updated : |
2025-10-30 |
| www.davistrust.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 263,095 |
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Total Interest Income | 9,972 |
| Total Liabilities | 245,540 |
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Total NonInterest Income | 910 |
| Total Bank Equity Capital | 17,555 |
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Total Interest Expense | 3,298 |
| Total Deposits | 203,138 |
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Total NonInterest Expense | 5,095 |
| Net Loans & Leases | 207,837 |
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Net Income | 1,624 |
| Loan Loss Allowance | 1,967 |
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Net Charge Offs | 54 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 24,431 |
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Total loans | 206,968 |
| Total assets for the leverage ratio | 250,228 |
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Loans secured by real estate: | 168,878 |
| Tier 1 Leverage Ratio | 8.97 |
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Commercial and industrial loans | 23,228 |
| Tier 1 Capital Ratio | 12.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.63 |
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Loans to individuals - Other | 7,422 |
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:· Davis Trust Company
