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 Commercial Bank
Commercial Bank
| RSSD ID 358112 | CERTIFICATE 9310 | ABA NUMBER 42106331 |
| 550 Main St |
Quarter Ended : |
2025-06-30 |
| West Liberty, Kentucky, 41472 |
Updated : |
2025-07-29 |
| www.commercialbankky.bank |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 214,044 |
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Total Interest Income | 5,397 |
| Total Liabilities | 194,476 |
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Total NonInterest Income | 439 |
| Total Bank Equity Capital | 19,568 |
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Total Interest Expense | 1,936 |
| Total Deposits | 178,353 |
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Total NonInterest Expense | 2,610 |
| Net Loans & Leases | 139,751 |
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Net Income | 1,148 |
| Loan Loss Allowance | 1,288 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,670 |
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Total loans | 138,102 |
| Total assets for the leverage ratio | 213,338 |
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Loans secured by real estate: | 110,374 |
| Tier 1 Leverage Ratio | 10.02 |
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Commercial and industrial loans | 4,810 |
| Tier 1 Capital Ratio | 16.26 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.24 |
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Loans to individuals - Other | 16,090 |
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:· Commercial Bank
