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 Commercial Bank
Commercial Bank
| RSSD ID 358112 | CERTIFICATE 9310 | ABA NUMBER 42106331 |
| 550 Main St |
Quarter Ended : |
2025-12-31 |
| West Liberty, Kentucky, 41472 |
Updated : |
2026-01-29 |
| www.commercialbankky.bank |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 217,167 |
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Total Interest Income | 11,276 |
| Total Liabilities | 196,971 |
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Total NonInterest Income | 859 |
| Total Bank Equity Capital | 20,196 |
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Total Interest Expense | 4,005 |
| Total Deposits | 180,036 |
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Total NonInterest Expense | 5,290 |
| Net Loans & Leases | 151,225 |
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Net Income | 2,578 |
| Loan Loss Allowance | 1,319 |
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Net Charge Offs | 95 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,382 |
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Total loans | 151,988 |
| Total assets for the leverage ratio | 211,966 |
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Loans secured by real estate: | 123,138 |
| Tier 1 Leverage Ratio | 9.94 |
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Commercial and industrial loans | 4,843 |
| Tier 1 Capital Ratio | 15.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.43 |
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Loans to individuals - Other | 16,182 |
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:· Commercial Bank
