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Commercial Bank
Commercial Bank
RSSD ID 358112 | CERTIFICATE 9310 | ABA NUMBER 42106331 |
550 Main St |
Quarter Ended : |
2025-03-31 |
West Liberty, Kentucky, 41472 |
Updated : |
2025-04-24 |
www.commercialbankky.bank |
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Institution Profile |
Year Opened : |
1910 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
1 |
Number of Employees : |
31 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 209,318 |
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Total Interest Income | 2,608 |
Total Liabilities | 190,174 |
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Total NonInterest Income | 208 |
Total Bank Equity Capital | 19,144 |
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Total Interest Expense | 947 |
Total Deposits | 171,853 |
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Total NonInterest Expense | 1,292 |
Net Loans & Leases | 135,948 |
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Net Income | 545 |
Loan Loss Allowance | 1,181 |
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Net Charge Offs | 3 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 22,411 |
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Total loans | 136,160 |
Total assets for the leverage ratio | 213,887 |
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Loans secured by real estate: | 109,129 |
Tier 1 Leverage Ratio | 9.93 |
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Commercial and industrial loans | 4,777 |
Tier 1 Capital Ratio | 16.42 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 17.33 |
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Loans to individuals - Other | 15,912 |
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