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 Bank of Central Florida
Bank of Central Florida
| RSSD ID 3588312 | CERTIFICATE 58479 | ABA NUMBER 63116261 |
| 5015 S Florida Ave |
Quarter Ended : |
2025-12-31 |
| Lakeland, Florida, 33813 |
Updated : |
2026-01-26 |
| www.bankofcentralflorida.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,203,168 |
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Total Interest Income | 60,206 |
| Total Liabilities | 1,106,414 |
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Total NonInterest Income | 2,182 |
| Total Bank Equity Capital | 96,754 |
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Total Interest Expense | 17,280 |
| Total Deposits | 1,095,310 |
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Total NonInterest Expense | 23,718 |
| Net Loans & Leases | 812,409 |
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Net Income | 15,530 |
| Loan Loss Allowance | 8,560 |
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Net Charge Offs | 214 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 114,590 |
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Total loans | 803,563 |
| Total assets for the leverage ratio | 1,236,530 |
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Loans secured by real estate: | 634,819 |
| Tier 1 Leverage Ratio | 8.57 |
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Commercial and industrial loans | 129,756 |
| Tier 1 Capital Ratio | 12.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.35 |
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Loans to individuals - Other | 35,203 |
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:· Bank of Central Florida
