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 Bank of Central Florida
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Bank of Central Florida
| RSSD ID 3588312 | CERTIFICATE 58479 | ABA NUMBER 63116261 |
| 5015 S Florida Ave |
Quarter Ended : |
2026-06-30 |
| Lakeland, Florida, 33813 |
Updated : |
2026-07-22 |
| www.bankofcentralflorida.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,247,505 |
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Total Interest Income | 30,525 |
| Total Liabilities | 1,147,822 |
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Total NonInterest Income | 1,137 |
| Total Bank Equity Capital | 99,683 |
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Total Interest Expense | 8,382 |
| Total Deposits | 1,137,884 |
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Total NonInterest Expense | 13,123 |
| Net Loans & Leases | 834,114 |
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Net Income | 8,145 |
| Loan Loss Allowance | 8,934 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 119,884 |
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Total loans | 847,945 |
| Total assets for the leverage ratio | 1,267,184 |
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Loans secured by real estate: | 658,761 |
| Tier 1 Leverage Ratio | 8.75 |
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Commercial and industrial loans | 143,686 |
| Tier 1 Capital Ratio | 12.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.55 |
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Loans to individuals - Other | 40,827 |
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:· Bank of Central Florida
