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 Waterford Bank, N.A.
Waterford Bank, N.A.
| RSSD ID 3588424 | CERTIFICATE 58433 | ABA NUMBER 41215854 |
| 3900 N Mccord Rd |
Quarter Ended : |
2025-03-31 |
| Toledo, Ohio, 43617 |
Updated : |
2025-04-30 |
| www.waterfordbankna.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,766,198 |
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Total Interest Income | 21,785 |
| Total Liabilities | 1,613,552 |
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Total NonInterest Income | 1,046 |
| Total Bank Equity Capital | 152,646 |
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Total Interest Expense | 9,572 |
| Total Deposits | 1,568,310 |
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Total NonInterest Expense | 7,581 |
| Net Loans & Leases | 1,305,187 |
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Net Income | 4,072 |
| Loan Loss Allowance | 14,629 |
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Net Charge Offs | 5,901 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 179,217 |
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Total loans | 1,330,179 |
| Total assets for the leverage ratio | 1,744,933 |
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Loans secured by real estate: | 859,327 |
| Tier 1 Leverage Ratio | 9.41 |
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Commercial and industrial loans | 463,641 |
| Tier 1 Capital Ratio | 10.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.77 |
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Loans to individuals - Other | 8,224 |
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:· Waterford Bank, N.A.
