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 Waterford Bank, N.A.
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Waterford Bank, N.A.
| RSSD ID 3588424 | CERTIFICATE 58433 | ABA NUMBER 41215854 |
| 3900 N Mccord Rd |
Quarter Ended : |
2026-06-30 |
| Toledo, Ohio, 43617 |
Updated : |
2026-07-30 |
| www.waterfordbankna.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
108 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,771,847 |
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Total Interest Income | 45,431 |
| Total Liabilities | 1,592,405 |
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Total NonInterest Income | 2,507 |
| Total Bank Equity Capital | 179,442 |
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Total Interest Expense | 17,372 |
| Total Deposits | 1,563,860 |
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Total NonInterest Expense | 15,204 |
| Net Loans & Leases | 1,382,499 |
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Net Income | 11,139 |
| Loan Loss Allowance | 18,609 |
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Net Charge Offs | (529) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 203,693 |
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Total loans | 1,379,571 |
| Total assets for the leverage ratio | 1,767,212 |
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Loans secured by real estate: | 862,720 |
| Tier 1 Leverage Ratio | 10.45 |
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Commercial and industrial loans | 509,840 |
| Tier 1 Capital Ratio | 11.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.61 |
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Loans to individuals - Other | 6,569 |
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:· Waterford Bank, N.A.
