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Gold Coast Bank
Gold Coast Bank
| RSSD ID 3593307 | CERTIFICATE 58556 | ABA NUMBER 71026848 |
| 1165 N Clark St |
Quarter Ended : |
2025-12-31 |
| Chicago, Illinois, 60610 |
Updated : |
2026-01-29 |
| www.goldcoastbank.net |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 459,640 |
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Total Interest Income | 31,076 |
| Total Liabilities | 392,586 |
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Total NonInterest Income | 2,665 |
| Total Bank Equity Capital | 67,054 |
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Total Interest Expense | 15,354 |
| Total Deposits | 363,432 |
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Total NonInterest Expense | 10,649 |
| Net Loans & Leases | 307,983 |
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Net Income | 6,266 |
| Loan Loss Allowance | 12,633 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 329,793 |
| Total assets for the leverage ratio | 455,246 |
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Loans secured by real estate: | 311,508 |
| Tier 1 Leverage Ratio | 14.73 |
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Commercial and industrial loans | 17,556 |
| Off Balance Sheet Exposures (%) | 13.79 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,608 |
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