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 1st Capital Bank
1st Capital Bank
| RSSD ID 3594797 | CERTIFICATE 58485 | ABA NUMBER 121144612 |
| 150 Main Street, Suite 150 |
Quarter Ended : |
2024-09-30 |
| Salinas, California, 93901 |
Updated : |
2024-10-30 |
| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Salinas, CA |
| Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 984,277 |
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Total Interest Income | 34,012 |
| Total Liabilities | 901,913 |
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Total NonInterest Income | (1,963) |
| Total Bank Equity Capital | 82,364 |
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Total Interest Expense | 9,803 |
| Total Deposits | 893,460 |
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Total NonInterest Expense | 21,759 |
| Net Loans & Leases | 634,939 |
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Net Income | 571 |
| Loan Loss Allowance | 4,156 |
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Net Charge Offs | 2,289 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 646,381 |
| Total assets for the leverage ratio | 1,048,096 |
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Loans secured by real estate: | 580,892 |
| Tier 1 Leverage Ratio | 10.23 |
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Commercial and industrial loans | 46,455 |
| Off Balance Sheet Exposures (%) | 1.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,101 |
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:· 1st Capital Bank
