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 Locus Bank, Inc.
Locus Bank, Inc.
| RSSD ID 3626858 | CERTIFICATE 58658 | ABA NUMBER 51409524 |
| 7814 Carousel Ln |
Quarter Ended : |
2025-09-30 |
| Richmond, Virginia, 23294 |
Updated : |
2025-10-30 |
| locusimpact.org |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
32 |
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| Related Company Filings |
Regulator |
 LOCUS |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 340,588 |
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Total Interest Income | 14,466 |
| Total Liabilities | 268,444 |
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Total NonInterest Income | 682 |
| Total Bank Equity Capital | 72,144 |
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Total Interest Expense | 6,205 |
| Total Deposits | 240,130 |
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Total NonInterest Expense | 4,892 |
| Net Loans & Leases | 273,459 |
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Net Income | 3,049 |
| Loan Loss Allowance | 1,656 |
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Net Charge Offs | 316 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 277,493 |
| Total assets for the leverage ratio | 335,058 |
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Loans secured by real estate: | 174,419 |
| Tier 1 Leverage Ratio | 21.81 |
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Commercial and industrial loans | 76,468 |
| Off Balance Sheet Exposures (%) | 17.82 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Locus Bank, Inc.
