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 State Bank of St. Jacob
State Bank of St. Jacob
| RSSD ID 362940 | CERTIFICATE 5730 | ABA NUMBER 81916058 |
| 102 W 4th St |
Quarter Ended : |
2025-12-31 |
| Saint Jacob, Illinois, 62281 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 87,627 |
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Total Interest Income | 4,373 |
| Total Liabilities | 73,972 |
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Total NonInterest Income | 498 |
| Total Bank Equity Capital | 13,655 |
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Total Interest Expense | 1,047 |
| Total Deposits | 73,839 |
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Total NonInterest Expense | 1,393 |
| Net Loans & Leases | 40,937 |
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Net Income | 1,647 |
| Loan Loss Allowance | 1,371 |
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Net Charge Offs | 685 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 43,031 |
| Total assets for the leverage ratio | 88,987 |
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Loans secured by real estate: | 18,975 |
| Tier 1 Leverage Ratio | 15.67 |
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Commercial and industrial loans | 4,354 |
| Off Balance Sheet Exposures (%) | 0.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,577 |
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:· State Bank of St. Jacob
