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First Cahawba Bank
First Cahawba Bank
| RSSD ID 3633016 | CERTIFICATE 58636 | ABA NUMBER 62206648 |
| 2610 Citizens Pkwy |
Quarter Ended : |
2025-12-31 |
| Selma, Alabama, 36701 |
Updated : |
2026-01-27 |
| www.firstcahawba.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 198,868 |
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Total Interest Income | 11,336 |
| Total Liabilities | 181,407 |
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Total NonInterest Income | 515 |
| Total Bank Equity Capital | 17,461 |
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Total Interest Expense | 2,109 |
| Total Deposits | 181,135 |
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Total NonInterest Expense | 6,359 |
| Net Loans & Leases | 137,969 |
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Net Income | 2,412 |
| Loan Loss Allowance | 1,457 |
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Net Charge Offs | 217 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 137,103 |
| Total assets for the leverage ratio | 200,951 |
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Loans secured by real estate: | 111,221 |
| Tier 1 Leverage Ratio | 10.3 |
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Commercial and industrial loans | 22,786 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,975 |
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