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Black Hills Community Bank, N.A.
Black Hills Community Bank, N.A.
| RSSD ID 3636428 | CERTIFICATE 58723 | ABA NUMBER 91409733 |
| 840 Mount Rushmore Rd |
Quarter Ended : |
2025-12-31 |
| Rapid City, South Dakota, 57701 |
Updated : |
2026-01-22 |
| www.BHCBANK.COM |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 491,877 |
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Total Interest Income | 27,286 |
| Total Liabilities | 444,647 |
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Total NonInterest Income | 1,784 |
| Total Bank Equity Capital | 47,230 |
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Total Interest Expense | 11,231 |
| Total Deposits | 436,928 |
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Total NonInterest Expense | 10,205 |
| Net Loans & Leases | 366,390 |
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Net Income | 6,595 |
| Loan Loss Allowance | 5,168 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 362,451 |
| Total assets for the leverage ratio | 494,689 |
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Loans secured by real estate: | 312,255 |
| Tier 1 Leverage Ratio | 11.39 |
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Commercial and industrial loans | 39,387 |
| Off Balance Sheet Exposures (%) | 13.75 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 520 |
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