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Security Trust & Savings Bank
Security Trust & Savings Bank
| RSSD ID 363648 | CERTIFICATE 968 | ABA NUMBER 73903529 |
| 601 Lake Street |
Quarter Ended : |
2025-09-30 |
| Storm Lake, Iowa, 50588 |
Updated : |
2025-10-14 |
| www.securitybanksl.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 282,514 |
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Total Interest Income | 9,158 |
| Total Liabilities | 256,923 |
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Total NonInterest Income | 208 |
| Total Bank Equity Capital | 25,591 |
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Total Interest Expense | 4,327 |
| Total Deposits | 256,226 |
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Total NonInterest Expense | 2,878 |
| Net Loans & Leases | 74,414 |
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Net Income | 2,068 |
| Loan Loss Allowance | 1,335 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 28,553 |
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Total loans | 75,881 |
| Total assets for the leverage ratio | 270,988 |
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Loans secured by real estate: | 45,385 |
| Tier 1 Leverage Ratio | 10.14 |
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Commercial and industrial loans | 5,829 |
| Tier 1 Capital Ratio | 31.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 33.13 |
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Loans to individuals - Other | 1,552 |
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