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 The First National Bank of Bemidji
The First National Bank of Bemidji
| RSSD ID 363657 | CERTIFICATE 5093 | ABA NUMBER 91201232 |
| 1600 Paul Bunyan Dr Nw |
Quarter Ended : |
2025-12-31 |
| Bemidji, Minnesota, 56601 |
Updated : |
2026-01-26 |
| www.fnbbemidji.com |
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| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,011,690 |
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Total Interest Income | 45,604 |
| Total Liabilities | 929,251 |
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Total NonInterest Income | 4,042 |
| Total Bank Equity Capital | 82,439 |
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Total Interest Expense | 21,779 |
| Total Deposits | 848,755 |
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Total NonInterest Expense | 16,437 |
| Net Loans & Leases | 463,988 |
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Net Income | 9,711 |
| Loan Loss Allowance | 3,344 |
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Net Charge Offs | 196 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 452,646 |
| Total assets for the leverage ratio | 1,049,428 |
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Loans secured by real estate: | 295,869 |
| Tier 1 Leverage Ratio | 11.04 |
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Commercial and industrial loans | 98,860 |
| Off Balance Sheet Exposures (%) | 0.13 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 30,124 |
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:· The First National Bank of Bemidji
