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 Great Oaks Bank
Great Oaks Bank
| RSSD ID 364131 | CERTIFICATE 16780 | ABA NUMBER 61211430 |
| 42 Town Center Dr |
Quarter Ended : |
2025-12-31 |
| Richmond Hill, Georgia, 31324 |
Updated : |
2026-01-28 |
| www.greatoaks.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 399,319 |
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Total Interest Income | 23,821 |
| Total Liabilities | 359,230 |
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Total NonInterest Income | 1,779 |
| Total Bank Equity Capital | 40,089 |
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Total Interest Expense | 6,416 |
| Total Deposits | 354,610 |
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Total NonInterest Expense | 12,373 |
| Net Loans & Leases | 272,086 |
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Net Income | 6,273 |
| Loan Loss Allowance | 4,258 |
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Net Charge Offs | (16) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,133 |
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Total loans | 267,607 |
| Total assets for the leverage ratio | 399,755 |
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Loans secured by real estate: | 234,929 |
| Tier 1 Leverage Ratio | 10.61 |
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Commercial and industrial loans | 21,423 |
| Tier 1 Capital Ratio | 14.25 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.5 |
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Loans to individuals - Other | 8,918 |
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:· Great Oaks Bank
