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 Live Oak Banking Company
Live Oak Banking Company
| RSSD ID 3650808 | CERTIFICATE 58665 | ABA NUMBER 53112822 |
| 1757 Tiburon Dr |
Quarter Ended : |
2025-12-31 |
| Wilmington, North Carolina, 28403 |
Updated : |
2026-02-13 |
| www.liveoak.bank |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
1,007 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 15,057,824 |
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Total Interest Income | 907,656 |
| Total Liabilities | 13,920,176 |
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Total NonInterest Income | 117,450 |
| Total Bank Equity Capital | 1,137,648 |
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Total Interest Expense | 453,421 |
| Total Deposits | 13,825,105 |
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Total NonInterest Expense | 320,956 |
| Net Loans & Leases | 11,781,358 |
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Net Income | 114,603 |
| Loan Loss Allowance | 192,264 |
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Net Charge Offs | 68,774 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,285,129 |
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Total loans | 12,154,421 |
| Total assets for the leverage ratio | 14,766,657 |
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Loans secured by real estate: | 6,575,913 |
| Tier 1 Leverage Ratio | 7.77 |
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Commercial and industrial loans | 4,643,465 |
| Tier 1 Capital Ratio | 10.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.72 |
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Loans to individuals - Other | 0 |
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:· Live Oak Banking Company
