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 Live Oak Banking Company
Live Oak Banking Company
| RSSD ID 3650808 | CERTIFICATE 58665 | ABA NUMBER 53112822 |
| 1757 Tiburon Dr |
Quarter Ended : |
2025-06-30 |
| Wilmington, North Carolina, 28403 |
Updated : |
2025-07-29 |
| www.liveoak.bank |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
1,032 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 13,741,177 |
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Total Interest Income | 436,990 |
| Total Liabilities | 12,700,491 |
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Total NonInterest Income | 54,689 |
| Total Bank Equity Capital | 1,040,686 |
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Total Interest Expense | 224,270 |
| Total Deposits | 12,635,750 |
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Total NonInterest Expense | 163,026 |
| Net Loans & Leases | 10,831,824 |
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Net Income | 39,190 |
| Loan Loss Allowance | 182,231 |
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Net Charge Offs | 38,218 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,192,851 |
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Total loans | 11,212,779 |
| Total assets for the leverage ratio | 13,696,945 |
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Loans secured by real estate: | 6,000,226 |
| Tier 1 Leverage Ratio | 7.79 |
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Commercial and industrial loans | 4,497,145 |
| Tier 1 Capital Ratio | 10.65 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.91 |
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Loans to individuals - Other | 0 |
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:· Live Oak Banking Company
