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 Williamsville State Bank & Trust
Williamsville State Bank & Trust
| RSSD ID 365848 | CERTIFICATE 12388 | ABA NUMBER 71116677 |
| 512 W Main St |
Quarter Ended : |
2025-12-31 |
| Williamsville, Illinois, 62693 |
Updated : |
2026-01-30 |
| www.wsbt.net |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 92,724 |
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Total Interest Income | 3,468 |
| Total Liabilities | 82,005 |
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Total NonInterest Income | 621 |
| Total Bank Equity Capital | 10,719 |
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Total Interest Expense | 714 |
| Total Deposits | 81,473 |
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Total NonInterest Expense | 2,692 |
| Net Loans & Leases | 25,859 |
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Net Income | 531 |
| Loan Loss Allowance | 258 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 13,765 |
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Total loans | 26,805 |
| Total assets for the leverage ratio | 95,178 |
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Loans secured by real estate: | 20,562 |
| Tier 1 Leverage Ratio | 14.19 |
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Commercial and industrial loans | 2,249 |
| Tier 1 Capital Ratio | 40.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 41.04 |
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Loans to individuals - Other | 3,937 |
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:· Williamsville State Bank & Trust
