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 Sturgis Bank & Trust Company
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Sturgis Bank & Trust Company
| RSSD ID 366078 | CERTIFICATE 28593 | ABA NUMBER 272471632 |
| 113 E Chicago Rd |
Quarter Ended : |
2026-06-30 |
| Sturgis, Michigan, 49091 |
Updated : |
2026-08-05 |
| www.sturgis.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
204 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,028,907 |
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Total Interest Income | 25,612 |
| Total Liabilities | 945,064 |
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Total NonInterest Income | 4,349 |
| Total Bank Equity Capital | 83,843 |
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Total Interest Expense | 7,617 |
| Total Deposits | 893,000 |
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Total NonInterest Expense | 16,418 |
| Net Loans & Leases | 755,119 |
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Net Income | 5,201 |
| Loan Loss Allowance | 8,435 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 95,381 |
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Total loans | 799,344 |
| Total assets for the leverage ratio | 1,003,568 |
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Loans secured by real estate: | 739,307 |
| Tier 1 Leverage Ratio | 8.63 |
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Commercial and industrial loans | 37,156 |
| Tier 1 Capital Ratio | 12.11 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.34 |
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Loans to individuals - Other | 14,599 |
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:· Sturgis Bank & Trust Company
