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 Vallant Bank
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Vallant Bank
| RSSD ID 366238 | CERTIFICATE 14065 | ABA NUMBER 61101294 |
| 884 Elbert St |
Quarter Ended : |
2026-03-31 |
| Elberton, Georgia, 30635 |
Updated : |
2026-04-30 |
| www.pinnaclebank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
36 |
Number of Employees : |
390 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,345,636 |
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Total Interest Income | 29,516 |
| Total Liabilities | 2,121,001 |
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Total NonInterest Income | 6,025 |
| Total Bank Equity Capital | 224,635 |
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Total Interest Expense | 5,923 |
| Total Deposits | 2,091,603 |
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Total NonInterest Expense | 20,260 |
| Net Loans & Leases | 1,726,220 |
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Net Income | 6,786 |
| Loan Loss Allowance | 21,482 |
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Net Charge Offs | 140 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 245,566 |
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Total loans | 1,717,148 |
| Total assets for the leverage ratio | 2,318,390 |
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Loans secured by real estate: | 1,560,021 |
| Tier 1 Leverage Ratio | 9.63 |
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Commercial and industrial loans | 120,121 |
| Tier 1 Capital Ratio | 11.52 |
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Loans to individuals - Credit Cards | 469 |
| Total Capital Ratio | 12.67 |
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Loans to individuals - Other | 19,457 |
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:· Vallant Bank
