|
 |
|
|
 Vallant Bank
|
Vallant Bank
| RSSD ID 366238 | CERTIFICATE 14065 | ABA NUMBER 61101294 |
| 884 Elbert St |
Quarter Ended : |
2026-06-30 |
| Elberton, Georgia, 30635 |
Updated : |
2026-07-30 |
| www.vallant.bank |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
36 |
Number of Employees : |
579 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,985,347 |
|
Total Interest Income | 83,291 |
| Total Liabilities | 3,496,661 |
|
Total NonInterest Income | 18,134 |
| Total Bank Equity Capital | 488,686 |
|
Total Interest Expense | 17,892 |
| Total Deposits | 3,459,158 |
|
Total NonInterest Expense | 57,384 |
| Net Loans & Leases | 2,935,811 |
|
Net Income | 19,079 |
| Loan Loss Allowance | 38,068 |
|
Net Charge Offs | 872 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 425,508 |
|
Total loans | 2,331,500 |
| Total assets for the leverage ratio | 3,040,747 |
|
Loans secured by real estate: | 2,137,411 |
| Tier 1 Leverage Ratio | 12.7 |
|
Commercial and industrial loans | 159,579 |
| Tier 1 Capital Ratio | 12.04 |
|
Loans to individuals - Credit Cards | 491 |
| Total Capital Ratio | 13.27 |
|
Loans to individuals - Other | 22,959 |
|
|
|
|
:· Vallant Bank
