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Community State Bank
Community State Bank
| RSSD ID 367150 | CERTIFICATE 22567 | ABA NUMBER 81503607 |
| 208 N Center St |
Quarter Ended : |
2025-12-31 |
| Shelbina, Missouri, 63468 |
Updated : |
2026-01-28 |
| www.commbankonline.com |
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| Institution Profile |
| Year Opened : |
1977 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 128,342 |
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Total Interest Income | 6,562 |
| Total Liabilities | 113,505 |
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Total NonInterest Income | 264 |
| Total Bank Equity Capital | 14,837 |
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Total Interest Expense | 2,294 |
| Total Deposits | 104,994 |
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Total NonInterest Expense | 1,931 |
| Net Loans & Leases | 87,443 |
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Net Income | 1,891 |
| Loan Loss Allowance | 1,036 |
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Net Charge Offs | 48 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 86,733 |
| Total assets for the leverage ratio | 125,601 |
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Loans secured by real estate: | 60,600 |
| Tier 1 Leverage Ratio | 11.57 |
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Commercial and industrial loans | 5,680 |
| Off Balance Sheet Exposures (%) | 8.7 |
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Loans to individuals - Credit Cards | 147 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,765 |
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