|
 |
|
|
 Citizens Bank of the South
|
Citizens Bank of the South
| RSSD ID 367431 | CERTIFICATE 19420 | ABA NUMBER 61101197 |
| 132 S Harris St |
Quarter Ended : |
2026-03-31 |
| Sandersville, Georgia, 31082 |
Updated : |
2026-04-24 |
| www.cbots.com |
|
| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
61 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 395,451 |
|
Total Interest Income | 5,904 |
| Total Liabilities | 348,637 |
|
Total NonInterest Income | 406 |
| Total Bank Equity Capital | 46,814 |
|
Total Interest Expense | 1,396 |
| Total Deposits | 342,799 |
|
Total NonInterest Expense | 2,898 |
| Net Loans & Leases | 291,728 |
|
Net Income | 1,436 |
| Loan Loss Allowance | 3,711 |
|
Net Charge Offs | 25 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 50,436 |
|
Total loans | 286,746 |
| Total assets for the leverage ratio | 373,844 |
|
Loans secured by real estate: | 249,411 |
| Tier 1 Leverage Ratio | 12.58 |
|
Commercial and industrial loans | 25,220 |
| Tier 1 Capital Ratio | 17.31 |
|
Loans to individuals - Credit Cards | 584 |
| Total Capital Ratio | 18.56 |
|
Loans to individuals - Other | 10,864 |
|
|
|
|
:· Citizens Bank of the South
