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 The First National Bank of Beardstown
The First National Bank of Beardstown
| RSSD ID 368933 | CERTIFICATE 3607 | ABA NUMBER 71103376 |
| 300 Washington St |
Quarter Ended : |
2024-09-30 |
| Beardstown, Illinois, 62618 |
Updated : |
2024-10-22 |
| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 165,136 |
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Total Interest Income | 7,498 |
| Total Liabilities | 142,352 |
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Total NonInterest Income | 670 |
| Total Bank Equity Capital | 22,784 |
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Total Interest Expense | 1,054 |
| Total Deposits | 141,637 |
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Total NonInterest Expense | 3,754 |
| Net Loans & Leases | 95,836 |
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Net Income | 3,595 |
| Loan Loss Allowance | 835 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 92,193 |
| Total assets for the leverage ratio | 160,931 |
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Loans secured by real estate: | 60,900 |
| Tier 1 Leverage Ratio | 10.09 |
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Commercial and industrial loans | 4,844 |
| Off Balance Sheet Exposures (%) | 8.64 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,962 |
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:· The First National Bank of Beardstown
