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 First State Bank
First State Bank
| RSSD ID 36933 | CERTIFICATE 19163 | ABA NUMBER 61101113 |
| 300 E Broad St |
Quarter Ended : |
2025-09-30 |
| Wrens, Georgia, 30833 |
Updated : |
2025-10-22 |
| www.firstate.net |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 495,188 |
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Total Interest Income | 25,082 |
| Total Liabilities | 453,497 |
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Total NonInterest Income | 1,243 |
| Total Bank Equity Capital | 41,691 |
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Total Interest Expense | 10,438 |
| Total Deposits | 430,843 |
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Total NonInterest Expense | 7,219 |
| Net Loans & Leases | 409,832 |
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Net Income | 6,278 |
| Loan Loss Allowance | 4,773 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 52,840 |
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Total loans | 412,150 |
| Total assets for the leverage ratio | 499,836 |
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Loans secured by real estate: | 332,249 |
| Tier 1 Leverage Ratio | 9.6 |
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Commercial and industrial loans | 62,660 |
| Tier 1 Capital Ratio | 12.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.27 |
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Loans to individuals - Other | 5,272 |
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:· First State Bank
