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 First State Bank
First State Bank
| RSSD ID 36933 | CERTIFICATE 19163 | ABA NUMBER 61101113 |
| 300 E Broad St |
Quarter Ended : |
2025-03-31 |
| Wrens, Georgia, 30833 |
Updated : |
2025-04-22 |
| www.firstate.net |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 468,401 |
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Total Interest Income | 8,020 |
| Total Liabilities | 432,293 |
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Total NonInterest Income | 399 |
| Total Bank Equity Capital | 36,108 |
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Total Interest Expense | 3,381 |
| Total Deposits | 417,652 |
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Total NonInterest Expense | 2,401 |
| Net Loans & Leases | 378,995 |
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Net Income | 1,933 |
| Loan Loss Allowance | 4,508 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 48,211 |
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Total loans | 379,807 |
| Total assets for the leverage ratio | 472,438 |
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Loans secured by real estate: | 303,875 |
| Tier 1 Leverage Ratio | 9.23 |
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Commercial and industrial loans | 58,021 |
| Tier 1 Capital Ratio | 11.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.73 |
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Loans to individuals - Other | 5,102 |
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:· First State Bank
