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 Bank of Hancock County
Bank of Hancock County
| RSSD ID 37 | CERTIFICATE 10057 | ABA NUMBER 61107146 |
| 12855 Broad St |
Quarter Ended : |
2025-12-31 |
| Sparta, Georgia, 31087 |
Updated : |
2026-01-27 |
| www.bankofhancock.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 86,116 |
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Total Interest Income | 3,629 |
| Total Liabilities | 72,477 |
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Total NonInterest Income | 312 |
| Total Bank Equity Capital | 13,639 |
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Total Interest Expense | 869 |
| Total Deposits | 72,350 |
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Total NonInterest Expense | 2,741 |
| Net Loans & Leases | 18,789 |
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Net Income | 484 |
| Loan Loss Allowance | 696 |
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Net Charge Offs | 26 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 20,262 |
| Total assets for the leverage ratio | 85,948 |
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Loans secured by real estate: | 8,877 |
| Tier 1 Leverage Ratio | 20.01 |
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Commercial and industrial loans | 1,891 |
| Off Balance Sheet Exposures (%) | 0.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,500 |
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:· Bank of Hancock County
