|
 |
|
|
 The First National Bank of Litchfield
The First National Bank of Litchfield
| RSSD ID 370347 | CERTIFICATE 3807 | ABA NUMBER 81903524 |
| 324 N State St |
Quarter Ended : |
2025-06-30 |
| Litchfield, Illinois, 62056 |
Updated : |
2025-07-23 |
| www.fnbl.com |
|
| Institution Profile |
| Year Opened : |
1860 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
25 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 139,820 |
|
Total Interest Income | 3,612 |
| Total Liabilities | 125,002 |
|
Total NonInterest Income | 171 |
| Total Bank Equity Capital | 14,818 |
|
Total Interest Expense | 1,249 |
| Total Deposits | 122,705 |
|
Total NonInterest Expense | 1,662 |
| Net Loans & Leases | 103,868 |
|
Net Income | 838 |
| Loan Loss Allowance | 1,353 |
|
Net Charge Offs | 2 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 17,972 |
|
Total loans | 105,362 |
| Total assets for the leverage ratio | 140,806 |
|
Loans secured by real estate: | 66,587 |
| Tier 1 Leverage Ratio | 11.8 |
|
Commercial and industrial loans | 15,310 |
| Tier 1 Capital Ratio | 15.26 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.5 |
|
Loans to individuals - Other | 4,079 |
|
|
|
|
:· The First National Bank of Litchfield
