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 The Farmers State Bank
The Farmers State Bank
| RSSD ID 370721 | CERTIFICATE 14991 | ABA NUMBER 42210722 |
| 101 S Main St |
Quarter Ended : |
2025-09-30 |
| New Madison, Ohio, 45346 |
Updated : |
2025-10-29 |
| WWW.MYFSB.BANK |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 335,767 |
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Total Interest Income | 9,650 |
| Total Liabilities | 301,589 |
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Total NonInterest Income | 1,283 |
| Total Bank Equity Capital | 34,178 |
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Total Interest Expense | 2,922 |
| Total Deposits | 285,831 |
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Total NonInterest Expense | 5,002 |
| Net Loans & Leases | 232,753 |
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Net Income | 2,358 |
| Loan Loss Allowance | 2,552 |
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Net Charge Offs | 32 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 234,439 |
| Total assets for the leverage ratio | 309,946 |
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Loans secured by real estate: | 155,947 |
| Tier 1 Leverage Ratio | 10.16 |
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Commercial and industrial loans | 9,439 |
| Off Balance Sheet Exposures (%) | 7.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,702 |
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:· The Farmers State Bank
