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 First Community Bank and Trust
First Community Bank and Trust
| RSSD ID 371232 | CERTIFICATE 15913 | ABA NUMBER 71911652 |
| 1111 Dixie Hwy |
Quarter Ended : |
2025-12-31 |
| Beecher, Illinois, 60401 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 201,699 |
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Total Interest Income | 10,126 |
| Total Liabilities | 175,201 |
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Total NonInterest Income | 1,179 |
| Total Bank Equity Capital | 26,498 |
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Total Interest Expense | 1,929 |
| Total Deposits | 170,073 |
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Total NonInterest Expense | 5,373 |
| Net Loans & Leases | 101,782 |
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Net Income | 2,527 |
| Loan Loss Allowance | 1,013 |
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Net Charge Offs | 740 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 104,860 |
| Total assets for the leverage ratio | 206,547 |
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Loans secured by real estate: | 67,286 |
| Tier 1 Leverage Ratio | 13.13 |
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Commercial and industrial loans | 29,535 |
| Off Balance Sheet Exposures (%) | 0.03 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,785 |
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:· First Community Bank and Trust
