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Bank of Yates City
Bank of Yates City
| RSSD ID 371849 | CERTIFICATE 11715 | ABA NUMBER 71116813 |
| 107 E Main St |
Quarter Ended : |
2025-12-31 |
| Yates City, Illinois, 61572 |
Updated : |
2026-01-22 |
| www.bankofyatescity.com |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 88,620 |
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Total Interest Income | 4,378 |
| Total Liabilities | 80,730 |
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Total NonInterest Income | 205 |
| Total Bank Equity Capital | 7,890 |
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Total Interest Expense | 1,271 |
| Total Deposits | 80,061 |
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Total NonInterest Expense | 2,510 |
| Net Loans & Leases | 61,072 |
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Net Income | 547 |
| Loan Loss Allowance | 906 |
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Net Charge Offs | 316 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 63,190 |
| Total assets for the leverage ratio | 90,367 |
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Loans secured by real estate: | 44,550 |
| Tier 1 Leverage Ratio | 9.26 |
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Commercial and industrial loans | 7,061 |
| Off Balance Sheet Exposures (%) | 2.95 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,575 |
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