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 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 372640 | CERTIFICATE 13801 | ABA NUMBER 74910692 |
| 6464 Merchants Dr |
Quarter Ended : |
2025-12-31 |
| Laotto, Indiana, 46763 |
Updated : |
2026-01-08 |
| www.fmfbank.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 304,625 |
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Total Interest Income | 13,352 |
| Total Liabilities | 281,613 |
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Total NonInterest Income | 991 |
| Total Bank Equity Capital | 23,012 |
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Total Interest Expense | 5,096 |
| Total Deposits | 280,033 |
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Total NonInterest Expense | 5,439 |
| Net Loans & Leases | 186,004 |
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Net Income | 3,533 |
| Loan Loss Allowance | 1,268 |
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Net Charge Offs | 29 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,736 |
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Total loans | 183,811 |
| Total assets for the leverage ratio | 304,727 |
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Loans secured by real estate: | 157,285 |
| Tier 1 Leverage Ratio | 8.65 |
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Commercial and industrial loans | 14,204 |
| Tier 1 Capital Ratio | 11.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.89 |
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Loans to individuals - Other | 4,442 |
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:· Farmers and Merchants Bank
