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Union County Savings Bank

Union County Savings Bank
RSSD ID 373601 | CERTIFICATE 12013 | ABA NUMBER 221272329
320 N Broad St Quarter Ended : 2025-12-31
Elizabeth, New Jersey, 7208 Updated : 2026-01-30
www.unioncountysavings.com

Institution Profile
Year Opened : 1883 Institution Type : Stock and Mutual Savings bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : All Other Over 1 Billion
Number of Offices : 4 Number of Employees : 47

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets1,502,562
Total Interest Income49,978
Total Liabilities1,509,572
Total NonInterest Income313
Total Bank Equity Capital(7,010)
Total Interest Expense56,784
Total Deposits1,356,160
Total NonInterest Expense15,529
Net Loans & Leases278,945
Net Income(22,141)
Loan Loss Allowance1,842
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital143,211
Total loans288,615
Total assets for the leverage ratio1,697,386
Loans secured by real estate:281,250
Tier 1 Leverage Ratio8.32
Commercial and industrial loans1,917
Tier 1 Capital Ratio23.37
Loans to individuals - Credit Cards0
Total Capital Ratio23.69
Loans to individuals - Other793





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury