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The Citizens Bank
The Citizens Bank
| RSSD ID 374130 | CERTIFICATE 16369 | ABA NUMBER 62105710 |
| 301 S Edwards St |
Quarter Ended : |
2025-12-31 |
| Enterprise, Alabama, 36330 |
Updated : |
2026-01-26 |
| www.tcbenterprise.com |
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| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 241,802 |
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Total Interest Income | 13,383 |
| Total Liabilities | 220,089 |
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Total NonInterest Income | 703 |
| Total Bank Equity Capital | 21,713 |
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Total Interest Expense | 4,839 |
| Total Deposits | 190,968 |
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Total NonInterest Expense | 5,844 |
| Net Loans & Leases | 173,264 |
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Net Income | 2,448 |
| Loan Loss Allowance | 1,752 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 174,355 |
| Total assets for the leverage ratio | 252,579 |
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Loans secured by real estate: | 145,159 |
| Tier 1 Leverage Ratio | 10.01 |
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Commercial and industrial loans | 26,135 |
| Off Balance Sheet Exposures (%) | 9.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 1.08 |
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Loans to individuals - Other | 3,061 |
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