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 United Bank
United Bank
| RSSD ID 37435 | CERTIFICATE 172 | ABA NUMBER 61107515 |
| 685 Griffin St |
Quarter Ended : |
2025-06-30 |
| Zebulon, Georgia, 30295 |
Updated : |
2025-07-25 |
| www.accessunited.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
415 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,150,164 |
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Total Interest Income | 59,308 |
| Total Liabilities | 1,896,541 |
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Total NonInterest Income | 15,498 |
| Total Bank Equity Capital | 253,623 |
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Total Interest Expense | 5,192 |
| Total Deposits | 1,877,332 |
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Total NonInterest Expense | 29,873 |
| Net Loans & Leases | 904,362 |
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Net Income | 29,593 |
| Loan Loss Allowance | 17,665 |
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Net Charge Offs | 1,092 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 284,582 |
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Total loans | 916,616 |
| Total assets for the leverage ratio | 2,151,836 |
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Loans secured by real estate: | 783,697 |
| Tier 1 Leverage Ratio | 12.59 |
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Commercial and industrial loans | 58,673 |
| Tier 1 Capital Ratio | 24.85 |
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Loans to individuals - Credit Cards | 4,416 |
| Total Capital Ratio | 26.11 |
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Loans to individuals - Other | 64,492 |
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:· United Bank
