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 United Bank
United Bank
| RSSD ID 37435 | CERTIFICATE 172 | ABA NUMBER 61107515 |
| 685 Griffin St |
Quarter Ended : |
2025-12-31 |
| Zebulon, Georgia, 30295 |
Updated : |
2026-01-29 |
| www.accessunited.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
416 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,331,428 |
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Total Interest Income | 119,033 |
| Total Liabilities | 2,093,108 |
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Total NonInterest Income | 31,754 |
| Total Bank Equity Capital | 238,320 |
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Total Interest Expense | 10,729 |
| Total Deposits | 2,070,938 |
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Total NonInterest Expense | 60,152 |
| Net Loans & Leases | 911,392 |
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Net Income | 58,710 |
| Loan Loss Allowance | 18,401 |
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Net Charge Offs | 2,803 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 263,730 |
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Total loans | 931,585 |
| Total assets for the leverage ratio | 2,223,351 |
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Loans secured by real estate: | 799,822 |
| Tier 1 Leverage Ratio | 11.24 |
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Commercial and industrial loans | 58,418 |
| Tier 1 Capital Ratio | 22.9 |
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Loans to individuals - Credit Cards | 4,523 |
| Total Capital Ratio | 24.15 |
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Loans to individuals - Other | 58,368 |
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:· United Bank
