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 United Bank
United Bank
| RSSD ID 37435 | CERTIFICATE 172 | ABA NUMBER 61107515 |
| 685 Griffin St |
Quarter Ended : |
2025-09-30 |
| Zebulon, Georgia, 30295 |
Updated : |
2025-10-29 |
| www.accessunited.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
405 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,185,994 |
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Total Interest Income | 89,133 |
| Total Liabilities | 1,913,353 |
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Total NonInterest Income | 23,359 |
| Total Bank Equity Capital | 272,641 |
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Total Interest Expense | 7,901 |
| Total Deposits | 1,892,129 |
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Total NonInterest Expense | 45,182 |
| Net Loans & Leases | 919,481 |
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Net Income | 43,938 |
| Loan Loss Allowance | 18,033 |
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Net Charge Offs | 1,947 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 299,084 |
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Total loans | 927,478 |
| Total assets for the leverage ratio | 2,164,095 |
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Loans secured by real estate: | 786,305 |
| Tier 1 Leverage Ratio | 13.18 |
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Commercial and industrial loans | 59,986 |
| Tier 1 Capital Ratio | 25.87 |
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Loans to individuals - Credit Cards | 4,495 |
| Total Capital Ratio | 27.13 |
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Loans to individuals - Other | 61,606 |
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:· United Bank
