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First National Bank
First National Bank
| RSSD ID 375566 | CERTIFICATE 26543 | ABA NUMBER 111916452 |
| 3801 Fairway Blvd |
Quarter Ended : |
2025-12-31 |
| Wichita Falls, Texas, 76310 |
Updated : |
2026-02-06 |
| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,154,876 |
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Total Interest Income | 74,918 |
| Total Liabilities | 1,049,173 |
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Total NonInterest Income | 945 |
| Total Bank Equity Capital | 105,703 |
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Total Interest Expense | 36,727 |
| Total Deposits | 1,034,910 |
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Total NonInterest Expense | 27,826 |
| Net Loans & Leases | 971,030 |
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Net Income | 10,251 |
| Loan Loss Allowance | 10,596 |
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Net Charge Offs | 382 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 111,815 |
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Total loans | 1,027,377 |
| Total assets for the leverage ratio | 1,227,973 |
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Loans secured by real estate: | 978,118 |
| Tier 1 Leverage Ratio | 8.34 |
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Commercial and industrial loans | 44,930 |
| Tier 1 Capital Ratio | 13.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.89 |
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Loans to individuals - Other | 4,663 |
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