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 The Peoples Bank
The Peoples Bank
| RSSD ID 378110 | CERTIFICATE 389 | ABA NUMBER 44112488 |
| 103 E Wiggin St |
Quarter Ended : |
2025-12-31 |
| Gambier, Ohio, 43022 |
Updated : |
2026-01-16 |
| www.peoplesgambier.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 58,445 |
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Total Interest Income | 2,625 |
| Total Liabilities | 52,655 |
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Total NonInterest Income | 226 |
| Total Bank Equity Capital | 5,790 |
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Total Interest Expense | 514 |
| Total Deposits | 52,342 |
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Total NonInterest Expense | 2,067 |
| Net Loans & Leases | 30,608 |
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Net Income | 193 |
| Loan Loss Allowance | 144 |
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Net Charge Offs | 143 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 6,582 |
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Total loans | 31,320 |
| Total assets for the leverage ratio | 58,861 |
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Loans secured by real estate: | 28,848 |
| Tier 1 Leverage Ratio | 10.94 |
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Commercial and industrial loans | 1,898 |
| Tier 1 Capital Ratio | 24.37 |
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Loans to individuals - Credit Cards | 275 |
| Total Capital Ratio | 24.92 |
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Loans to individuals - Other | 970 |
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:· The Peoples Bank
