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 Intracoastal Bank
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Intracoastal Bank
| RSSD ID 3786435 | CERTIFICATE 58692 | ABA NUMBER 63116562 |
| 1290 Palm Coast Pkwy Nw |
Quarter Ended : |
2026-06-30 |
| Palm Coast, Florida, 32137 |
Updated : |
2026-07-29 |
| www.intracoastal.bank |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 573,182 |
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Total Interest Income | 15,590 |
| Total Liabilities | 528,765 |
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Total NonInterest Income | 2,143 |
| Total Bank Equity Capital | 44,417 |
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Total Interest Expense | 5,224 |
| Total Deposits | 518,577 |
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Total NonInterest Expense | 6,108 |
| Net Loans & Leases | 403,215 |
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Net Income | 3,919 |
| Loan Loss Allowance | 5,809 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 62,339 |
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Total loans | 411,212 |
| Total assets for the leverage ratio | 576,886 |
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Loans secured by real estate: | 378,942 |
| Tier 1 Leverage Ratio | 9.77 |
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Commercial and industrial loans | 17,570 |
| Tier 1 Capital Ratio | 11.83 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.08 |
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Loans to individuals - Other | 450 |
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:· Intracoastal Bank
