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 The Twin Valley Bank
The Twin Valley Bank
| RSSD ID 381026 | CERTIFICATE 13802 | ABA NUMBER 42208174 |
| 2 E Dayton St |
Quarter Ended : |
2025-12-31 |
| West Alexandria, Ohio, 45381 |
Updated : |
2026-01-30 |
| www.twinvalleybank.bank |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 145,629 |
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Total Interest Income | 6,892 |
| Total Liabilities | 135,728 |
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Total NonInterest Income | 394 |
| Total Bank Equity Capital | 9,901 |
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Total Interest Expense | 1,688 |
| Total Deposits | 135,034 |
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Total NonInterest Expense | 4,145 |
| Net Loans & Leases | 93,522 |
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Net Income | 1,172 |
| Loan Loss Allowance | 802 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 13,141 |
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Total loans | 94,702 |
| Total assets for the leverage ratio | 144,064 |
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Loans secured by real estate: | 76,054 |
| Tier 1 Leverage Ratio | 8.54 |
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Commercial and industrial loans | 10,494 |
| Tier 1 Capital Ratio | 12.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.39 |
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Loans to individuals - Other | 1,814 |
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:· The Twin Valley Bank
