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 Grand River Bank
Grand River Bank
| RSSD ID 3812147 | CERTIFICATE 58789 | ABA NUMBER 72414378 |
| 4471 Wilson Ave Sw |
Quarter Ended : |
2025-12-31 |
| Grandville, Michigan, 49418 |
Updated : |
2026-01-28 |
| www.grandriverbank.com |
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| Institution Profile |
| Year Opened : |
2009 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
64 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 516,324 |
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Total Interest Income | 26,853 |
| Total Liabilities | 466,876 |
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Total NonInterest Income | 619 |
| Total Bank Equity Capital | 49,448 |
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Total Interest Expense | 12,933 |
| Total Deposits | 446,427 |
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Total NonInterest Expense | 12,335 |
| Net Loans & Leases | 440,658 |
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Net Income | 1,947 |
| Loan Loss Allowance | 5,002 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,747 |
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Total loans | 440,798 |
| Total assets for the leverage ratio | 526,936 |
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Loans secured by real estate: | 405,210 |
| Tier 1 Leverage Ratio | 9.43 |
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Commercial and industrial loans | 34,812 |
| Tier 1 Capital Ratio | 11.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.21 |
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Loans to individuals - Other | 753 |
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:· Grand River Bank
