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 The First National Bank of St. Ignace
The First National Bank of St. Ignace
| RSSD ID 381950 | CERTIFICATE 5074 | ABA NUMBER 91108539 |
| 132 N State St |
Quarter Ended : |
2025-12-31 |
| St. Ignace, Michigan, 49781 |
Updated : |
2026-01-30 |
| www.fnbsi.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
57 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 343,698 |
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Total Interest Income | 10,433 |
| Total Liabilities | 325,654 |
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Total NonInterest Income | 1,484 |
| Total Bank Equity Capital | 18,044 |
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Total Interest Expense | 3,496 |
| Total Deposits | 323,984 |
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Total NonInterest Expense | 7,682 |
| Net Loans & Leases | 107,334 |
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Net Income | (25) |
| Loan Loss Allowance | 955 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 25,804 |
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Total loans | 106,647 |
| Total assets for the leverage ratio | 350,320 |
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Loans secured by real estate: | 81,894 |
| Tier 1 Leverage Ratio | 7.09 |
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Commercial and industrial loans | 6,974 |
| Tier 1 Capital Ratio | 16.01 |
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Loans to individuals - Credit Cards | 45 |
| Total Capital Ratio | 16.62 |
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Loans to individuals - Other | 14,537 |
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:· The First National Bank of St. Ignace
