|
 |
|
|
 International Bank of Commerce
International Bank of Commerce
| RSSD ID 382069 | CERTIFICATE 24961 | ABA NUMBER 114912709 |
| 908 N Us Highway 83 |
Quarter Ended : |
2025-09-30 |
| Zapata, Texas, 78076 |
Updated : |
2025-10-28 |
| www.ibc.com |
|
| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
89 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 504,187 |
|
Total Interest Income | 16,348 |
| Total Liabilities | 447,113 |
|
Total NonInterest Income | 6,882 |
| Total Bank Equity Capital | 57,074 |
|
Total Interest Expense | 5,171 |
| Total Deposits | 432,295 |
|
Total NonInterest Expense | 10,044 |
| Net Loans & Leases | 140,758 |
|
Net Income | 5,918 |
| Loan Loss Allowance | 2,443 |
|
Net Charge Offs | 429 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 70,297 |
|
Total loans | 143,314 |
| Total assets for the leverage ratio | 512,320 |
|
Loans secured by real estate: | 106,305 |
| Tier 1 Leverage Ratio | 13.24 |
|
Commercial and industrial loans | 23,655 |
| Tier 1 Capital Ratio | 31.5 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 32.63 |
|
Loans to individuals - Other | 8,503 |
|
|
|
|
:· International Bank of Commerce
