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International Bank of Commerce
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International Bank of Commerce
| RSSD ID 382069 | CERTIFICATE 24961 | ABA NUMBER 114912709 |
| 908 N Us Highway 83 |
Quarter Ended : |
2026-06-30 |
| Zapata, Texas, 78076 |
Updated : |
2026-07-29 |
| www.ibc.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
89 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 567,779 |
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Total Interest Income | 11,656 |
| Total Liabilities | 504,984 |
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Total NonInterest Income | 4,762 |
| Total Bank Equity Capital | 62,795 |
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Total Interest Expense | 3,238 |
| Total Deposits | 457,009 |
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Total NonInterest Expense | 6,767 |
| Net Loans & Leases | 140,395 |
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Net Income | 4,860 |
| Loan Loss Allowance | 2,366 |
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Net Charge Offs | 214 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 77,401 |
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Total loans | 140,950 |
| Total assets for the leverage ratio | 551,463 |
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Loans secured by real estate: | 102,013 |
| Tier 1 Leverage Ratio | 13.6 |
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Commercial and industrial loans | 25,474 |
| Tier 1 Capital Ratio | 32.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 33.83 |
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Loans to individuals - Other | 8,958 |
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