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 International Bank of Commerce
International Bank of Commerce
| RSSD ID 382069 | CERTIFICATE 24961 | ABA NUMBER 114912709 |
| 908 N Us Highway 83 |
Quarter Ended : |
2025-12-31 |
| Zapata, Texas, 78076 |
Updated : |
2026-01-29 |
| www.ibc.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 512,448 |
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Total Interest Income | 21,986 |
| Total Liabilities | 452,287 |
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Total NonInterest Income | 9,291 |
| Total Bank Equity Capital | 60,161 |
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Total Interest Expense | 6,886 |
| Total Deposits | 438,102 |
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Total NonInterest Expense | 13,344 |
| Net Loans & Leases | 140,317 |
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Net Income | 8,231 |
| Loan Loss Allowance | 2,404 |
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Net Charge Offs | 567 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 72,573 |
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Total loans | 144,755 |
| Total assets for the leverage ratio | 522,458 |
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Loans secured by real estate: | 106,143 |
| Tier 1 Leverage Ratio | 13.43 |
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Commercial and industrial loans | 25,350 |
| Tier 1 Capital Ratio | 32.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 33.75 |
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Loans to individuals - Other | 8,740 |
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:· International Bank of Commerce
