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International Bank of Commerce

International Bank of Commerce
RSSD ID 382069 | CERTIFICATE 24961 | ABA NUMBER 114912709
908 N Us Highway 83 Quarter Ended : 2026-06-30
Zapata, Texas, 78076 Updated : 2026-07-29
www.ibc.com

Institution Profile
Year Opened : 1984 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : Mortgage Lending Specialization
Number of Offices : 9 Number of Employees : 89
Related Company Filings Regulator
 INTERNATIONAL BANCSHARES CORP SEC
 INTERNATIONAL BANCSHARES CORP FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets567,779
Total Interest Income11,656
Total Liabilities504,984
Total NonInterest Income4,762
Total Bank Equity Capital62,795
Total Interest Expense3,238
Total Deposits457,009
Total NonInterest Expense6,767
Net Loans & Leases140,395
Net Income4,860
Loan Loss Allowance2,366
Net Charge Offs214



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital77,401
Total loans140,950
Total assets for the leverage ratio551,463
Loans secured by real estate:102,013
Tier 1 Leverage Ratio13.6
Commercial and industrial loans25,474
Tier 1 Capital Ratio32.79
Loans to individuals - Credit Cards0
Total Capital Ratio33.83
Loans to individuals - Other8,958





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury