|
 |
|
|
 First Southern Bank
First Southern Bank
| RSSD ID 382649 | CERTIFICATE 15565 | ABA NUMBER 81203208 |
| 300 Tower Square Plz |
Quarter Ended : |
2025-03-31 |
| Marion, Illinois, 62959 |
Updated : |
2025-04-24 |
| www.firstsouthernbank.net |
|
| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
163 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,027,446 |
|
Total Interest Income | 12,100 |
| Total Liabilities | 925,783 |
|
Total NonInterest Income | 1,010 |
| Total Bank Equity Capital | 101,663 |
|
Total Interest Expense | 3,283 |
| Total Deposits | 899,766 |
|
Total NonInterest Expense | 5,558 |
| Net Loans & Leases | 645,042 |
|
Net Income | 3,323 |
| Loan Loss Allowance | 8,671 |
|
Net Charge Offs | 10 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 655,809 |
| Total assets for the leverage ratio | 998,968 |
|
Loans secured by real estate: | 474,115 |
| Tier 1 Leverage Ratio | 10.28 |
|
Commercial and industrial loans | 113,908 |
| Off Balance Sheet Exposures (%) | 1.02 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 35,510 |
|
|
|
|
:· First Southern Bank
