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 First Southern Bank
First Southern Bank
| RSSD ID 382649 | CERTIFICATE 15565 | ABA NUMBER 81203208 |
| 300 Tower Square Plz |
Quarter Ended : |
2025-12-31 |
| Marion, Illinois, 62959 |
Updated : |
2026-01-29 |
| www.firstsouthernbank.net |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
159 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,041,146 |
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Total Interest Income | 50,412 |
| Total Liabilities | 926,341 |
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Total NonInterest Income | 4,242 |
| Total Bank Equity Capital | 114,805 |
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Total Interest Expense | 12,974 |
| Total Deposits | 898,792 |
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Total NonInterest Expense | 21,122 |
| Net Loans & Leases | 667,042 |
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Net Income | 15,665 |
| Loan Loss Allowance | 6,800 |
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Net Charge Offs | 2,364 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 661,213 |
| Total assets for the leverage ratio | 1,037,171 |
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Loans secured by real estate: | 466,062 |
| Tier 1 Leverage Ratio | 10.71 |
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Commercial and industrial loans | 155,490 |
| Off Balance Sheet Exposures (%) | 3.14 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 33,117 |
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:· First Southern Bank
