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 PromiseOne Bank
PromiseOne Bank
| RSSD ID 3832127 | CERTIFICATE 58657 | ABA NUMBER 61121180 |
| 2385 Pleasant Hill Rd |
Quarter Ended : |
2025-06-30 |
| Duluth, Georgia, 30096 |
Updated : |
2025-07-21 |
| www.promiseone.bank |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
99 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 814,694 |
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Total Interest Income | 23,788 |
| Total Liabilities | 750,463 |
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Total NonInterest Income | 2,563 |
| Total Bank Equity Capital | 64,231 |
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Total Interest Expense | 11,589 |
| Total Deposits | 740,148 |
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Total NonInterest Expense | 8,607 |
| Net Loans & Leases | 598,264 |
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Net Income | 5,575 |
| Loan Loss Allowance | 5,873 |
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Net Charge Offs | 123 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 89,462 |
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Total loans | 603,156 |
| Total assets for the leverage ratio | 813,718 |
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Loans secured by real estate: | 571,008 |
| Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 32,106 |
| Tier 1 Capital Ratio | 15.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.06 |
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Loans to individuals - Other | 42 |
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:· PromiseOne Bank
