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Royal Business Bank
Royal Business Bank
RSSD ID 3835454 | CERTIFICATE 58816 | ABA NUMBER 122045037 |
1055 Wilshire Blvd |
Quarter Ended : |
2025-06-30 |
Los Angeles, California, 90017 |
Updated : |
2025-07-30 |
www.royalbusinessbankusa.com |
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Institution Profile |
Year Opened : |
2008 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
25 |
Number of Employees : |
379 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 4,082,907 |
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Total Interest Income | 106,533 |
Total Liabilities | 3,505,022 |
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Total NonInterest Income | 11,364 |
Total Bank Equity Capital | 577,813 |
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Total Interest Expense | 49,778 |
Total Deposits | 3,257,433 |
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Total NonInterest Expense | 38,486 |
Net Loans & Leases | 3,183,681 |
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Net Income | 14,780 |
Loan Loss Allowance | 51,014 |
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Net Charge Offs | 5,949 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 553,962 |
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Total loans | 3,171,570 |
Total assets for the leverage ratio | 3,946,336 |
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Loans secured by real estate: | 3,102,551 |
Tier 1 Leverage Ratio | 13.2 |
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Commercial and industrial loans | 58,734 |
Tier 1 Capital Ratio | 19.96 |
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Loans to individuals - Credit Cards | 14 |
Total Capital Ratio | 21.21 |
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Loans to individuals - Other | 6,252 |
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