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 Royal Business Bank
Royal Business Bank
| RSSD ID 3835454 | CERTIFICATE 58816 | ABA NUMBER 122045037 |
| 1055 Wilshire Blvd |
Quarter Ended : |
2025-03-31 |
| Los Angeles, California, 90017 |
Updated : |
2025-04-30 |
| www.royalbusinessbankusa.com |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
376 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,001,883 |
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Total Interest Income | 52,332 |
| Total Liabilities | 3,392,283 |
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Total NonInterest Income | 2,396 |
| Total Bank Equity Capital | 609,528 |
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Total Interest Expense | 24,541 |
| Total Deposits | 3,171,061 |
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Total NonInterest Expense | 18,286 |
| Net Loans & Leases | 3,091,131 |
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Net Income | 3,701 |
| Loan Loss Allowance | 51,932 |
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Net Charge Offs | 2,643 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 585,938 |
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Total loans | 3,079,223 |
| Total assets for the leverage ratio | 3,881,769 |
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Loans secured by real estate: | 3,019,682 |
| Tier 1 Leverage Ratio | 14.27 |
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Commercial and industrial loans | 54,460 |
| Tier 1 Capital Ratio | 21.84 |
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Loans to individuals - Credit Cards | 17 |
| Total Capital Ratio | 23.1 |
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Loans to individuals - Other | 7,124 |
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:· Royal Business Bank
