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Royal Business Bank
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Royal Business Bank
| RSSD ID 3835454 | CERTIFICATE 58816 | ABA NUMBER 122045037 |
| 1055 Wilshire Blvd |
Quarter Ended : |
2026-06-30 |
| Los Angeles, California, 90017 |
Updated : |
2026-07-30 |
| www.royalbusinessbankusa.com |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
381 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,267,264 |
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Total Interest Income | 113,961 |
| Total Liabilities | 3,689,077 |
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Total NonInterest Income | 7,485 |
| Total Bank Equity Capital | 578,115 |
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Total Interest Expense | 49,346 |
| Total Deposits | 3,477,950 |
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Total NonInterest Expense | 37,680 |
| Net Loans & Leases | 3,265,799 |
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Net Income | 24,926 |
| Loan Loss Allowance | 43,660 |
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Net Charge Offs | 105 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 553,546 |
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Total loans | 3,315,864 |
| Total assets for the leverage ratio | 4,147,958 |
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Loans secured by real estate: | 3,243,144 |
| Tier 1 Leverage Ratio | 12.54 |
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Commercial and industrial loans | 68,769 |
| Tier 1 Capital Ratio | 19.68 |
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Loans to individuals - Credit Cards | 11 |
| Total Capital Ratio | 20.93 |
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Loans to individuals - Other | 3,572 |
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