|
 |
|
|
 Royal Business Bank
Royal Business Bank
| RSSD ID 3835454 | CERTIFICATE 58816 | ABA NUMBER 122045037 |
| 1055 Wilshire Blvd |
Quarter Ended : |
2025-06-30 |
| Los Angeles, California, 90017 |
Updated : |
2025-07-30 |
| www.royalbusinessbankusa.com |
|
| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
379 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,082,907 |
|
Total Interest Income | 106,533 |
| Total Liabilities | 3,505,022 |
|
Total NonInterest Income | 11,364 |
| Total Bank Equity Capital | 577,813 |
|
Total Interest Expense | 49,778 |
| Total Deposits | 3,257,433 |
|
Total NonInterest Expense | 38,486 |
| Net Loans & Leases | 3,183,681 |
|
Net Income | 14,780 |
| Loan Loss Allowance | 51,014 |
|
Net Charge Offs | 5,949 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 553,962 |
|
Total loans | 3,171,570 |
| Total assets for the leverage ratio | 3,946,336 |
|
Loans secured by real estate: | 3,102,551 |
| Tier 1 Leverage Ratio | 13.2 |
|
Commercial and industrial loans | 58,734 |
| Tier 1 Capital Ratio | 19.96 |
|
Loans to individuals - Credit Cards | 14 |
| Total Capital Ratio | 21.21 |
|
Loans to individuals - Other | 6,252 |
|
|
|
|
:· Royal Business Bank
