|
 |
|
|
 First Federal Bank
First Federal Bank
| RSSD ID 384278 | CERTIFICATE 31313 | ABA NUMBER 263184488 |
| 4705 W Us Highway 90 |
Quarter Ended : |
2025-12-31 |
| Lake City, Florida, 32055 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
29 |
Number of Employees : |
554 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,310,472 |
|
Total Interest Income | 188,473 |
| Total Liabilities | 3,864,941 |
|
Total NonInterest Income | 55,280 |
| Total Bank Equity Capital | 445,531 |
|
Total Interest Expense | 74,197 |
| Total Deposits | 3,204,540 |
|
Total NonInterest Expense | 116,913 |
| Net Loans & Leases | 1,252,396 |
|
Net Income | 23,723 |
| Loan Loss Allowance | 10,947 |
|
Net Charge Offs | 1,051 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 474,561 |
|
Total loans | 1,360,279 |
| Total assets for the leverage ratio | 4,329,474 |
|
Loans secured by real estate: | 899,085 |
| Tier 1 Leverage Ratio | 10.71 |
|
Commercial and industrial loans | 143,055 |
| Tier 1 Capital Ratio | 20.66 |
|
Loans to individuals - Credit Cards | 3,559 |
| Total Capital Ratio | 21.15 |
|
Loans to individuals - Other | 91,590 |
|
|
|
|
:· First Federal Bank
