|
 |
|
|
 First Federal Bank
First Federal Bank
| RSSD ID 384278 | CERTIFICATE 31313 | ABA NUMBER 263184488 |
| 4705 W Us Highway 90 |
Quarter Ended : |
2025-06-30 |
| Lake City, Florida, 32055 |
Updated : |
2025-07-28 |
| www.ffbf.com |
|
| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
29 |
Number of Employees : |
574 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,194,869 |
|
Total Interest Income | 93,535 |
| Total Liabilities | 3,797,761 |
|
Total NonInterest Income | 27,246 |
| Total Bank Equity Capital | 397,108 |
|
Total Interest Expense | 36,115 |
| Total Deposits | 3,210,374 |
|
Total NonInterest Expense | 57,897 |
| Net Loans & Leases | 1,268,238 |
|
Net Income | 20,475 |
| Loan Loss Allowance | 9,188 |
|
Net Charge Offs | 429 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 465,259 |
|
Total loans | 1,315,661 |
| Total assets for the leverage ratio | 4,233,764 |
|
Loans secured by real estate: | 878,941 |
| Tier 1 Leverage Ratio | 10.77 |
|
Commercial and industrial loans | 127,487 |
| Tier 1 Capital Ratio | 20.38 |
|
Loans to individuals - Credit Cards | 3,729 |
| Total Capital Ratio | 20.78 |
|
Loans to individuals - Other | 102,326 |
|
|
|
|
:· First Federal Bank
