SOUND FINANCIAL BANCORP, INC. Financial Reports

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:· SOUND FINANCIAL BANCORP, INC.

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Off Balance Sheet
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SOUND FINANCIAL BANCORP, INC.

Institution Profile

Year Opened :

2008

Institution Type :

Holding Company

Reserve District :

San Francisco

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

SEC Submissions :

SOUND FINANCIAL BANCORP, INC.

Related Bank / Thrift	Assets	Asset Concentration
Sound Community Bank	1,111,947	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	120,937	Total Operating Income	4,000
Total Liabilities	8,369	Total Operating Expenses	809
Total Equity Capital	112,568	Equity in Undistributed Income	731
		Net income (loss)	4,092

Miscellaneous
Cash Dividends Declared by Bank Holding Company	974
Total Consolidated Assets of Bank Holding Company	1,065,724

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury