|
 |
|
|
 Citizens Bank & Trust Company
Citizens Bank & Trust Company
| RSSD ID 384830 | CERTIFICATE 16417 | ABA NUMBER 65404544 |
| 222 N New Hampshire St |
Quarter Ended : |
2025-06-30 |
| Covington, Louisiana, 70433 |
Updated : |
2025-07-23 |
| www.cbtbanking.com |
|
| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
37 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 182,246 |
|
Total Interest Income | 5,376 |
| Total Liabilities | 164,144 |
|
Total NonInterest Income | 204 |
| Total Bank Equity Capital | 18,102 |
|
Total Interest Expense | 1,801 |
| Total Deposits | 161,427 |
|
Total NonInterest Expense | 2,534 |
| Net Loans & Leases | 136,645 |
|
Net Income | 947 |
| Loan Loss Allowance | 1,430 |
|
Net Charge Offs | (1) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 140,303 |
| Total assets for the leverage ratio | 184,381 |
|
Loans secured by real estate: | 115,642 |
| Tier 1 Leverage Ratio | 10.69 |
|
Commercial and industrial loans | 24,249 |
| Off Balance Sheet Exposures (%) | 3.62 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 412 |
|
|
|
|
:· Citizens Bank & Trust Company
