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 Liberty Bank
Liberty Bank
| RSSD ID 386432 | CERTIFICATE 20429 | ABA NUMBER 62201847 |
| 40956 Alabama Highway 75 |
Quarter Ended : |
2025-12-31 |
| Geraldine, Alabama, 35974 |
Updated : |
2026-01-22 |
| https://www.libertybankal.com |
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| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 235,880 |
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Total Interest Income | 14,101 |
| Total Liabilities | 210,308 |
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Total NonInterest Income | 964 |
| Total Bank Equity Capital | 25,572 |
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Total Interest Expense | 3,875 |
| Total Deposits | 209,385 |
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Total NonInterest Expense | 6,421 |
| Net Loans & Leases | 166,366 |
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Net Income | 3,370 |
| Loan Loss Allowance | 1,733 |
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Net Charge Offs | 84 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 165,467 |
| Total assets for the leverage ratio | 235,403 |
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Loans secured by real estate: | 129,231 |
| Tier 1 Leverage Ratio | 11.26 |
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Commercial and industrial loans | 11,140 |
| Off Balance Sheet Exposures (%) | 0.04 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,639 |
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:· Liberty Bank
