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 State Bank & Trust
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State Bank & Trust
| RSSD ID 386731 | CERTIFICATE 861 | ABA NUMBER 62203670 |
| 1945 Us Highway 43 |
Quarter Ended : |
2026-06-30 |
| Winfield, Alabama, 35594 |
Updated : |
2026-07-24 |
| www.statebank.net |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
61 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 413,034 |
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Total Interest Income | 11,677 |
| Total Liabilities | 389,773 |
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Total NonInterest Income | 620 |
| Total Bank Equity Capital | 23,261 |
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Total Interest Expense | 5,381 |
| Total Deposits | 362,560 |
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Total NonInterest Expense | 4,768 |
| Net Loans & Leases | 275,966 |
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Net Income | 1,807 |
| Loan Loss Allowance | 2,550 |
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Net Charge Offs | 310 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 274,342 |
| Total assets for the leverage ratio | 420,619 |
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Loans secured by real estate: | 207,012 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 42,537 |
| Off Balance Sheet Exposures (%) | 4.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,340 |
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:· State Bank & Trust
