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 State Bank & Trust
State Bank & Trust
| RSSD ID 386731 | CERTIFICATE 861 | ABA NUMBER 62203670 |
| 1945 Us Highway 43 |
Quarter Ended : |
2025-12-31 |
| Winfield, Alabama, 35594 |
Updated : |
2026-01-22 |
| www.statebank.net |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
57 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 396,368 |
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Total Interest Income | 21,329 |
| Total Liabilities | 374,802 |
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Total NonInterest Income | 3,214 |
| Total Bank Equity Capital | 21,566 |
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Total Interest Expense | 10,609 |
| Total Deposits | 346,561 |
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Total NonInterest Expense | 8,519 |
| Net Loans & Leases | 247,794 |
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Net Income | 2,655 |
| Loan Loss Allowance | 2,606 |
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Net Charge Offs | 752 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 239,139 |
| Total assets for the leverage ratio | 399,632 |
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Loans secured by real estate: | 177,877 |
| Tier 1 Leverage Ratio | 9.23 |
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Commercial and industrial loans | 36,337 |
| Off Balance Sheet Exposures (%) | 3.81 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,236 |
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:· State Bank & Trust
